Santa Cruz County Homes under $600,000

Welcome to Santa Cruz County, California, a stunning coastal paradise that perfectly blends natural beauty with vibrant community living. Nestled along the iconic California coastline, Santa Cruz County boasts breathtaking beaches, lush redwood forests, and a mild Mediterranean climate that invites outdoor enthusiasts year-round. Whether you’re a surfer catching waves at the famed Steamer Lane or a hiker exploring the scenic trails of Henry Cowell Redwoods State Park, this county offers an abundance of recreational opportunities.

For those looking to call Santa Cruz County home, you’ll be delighted to discover that there are charming homes available for under $600,000. This price point opens the door to a variety of options, from cozy cottages to quaint townhomes, allowing you to enjoy the laid-back lifestyle of this coastal community without breaking the bank. Many of these homes are situated in friendly neighborhoods, where you can engage with local events, farmers' markets, and boutique shops that give Santa Cruz its unique character.

Imagine waking up to the sound of waves crashing, sipping your morning coffee while basking in the California sun, and exploring the vibrant downtown area filled with art galleries, cafes, and live music. Santa Cruz County is not just a place to live; it’s a lifestyle. With affordable housing options, you can experience all the charm and beauty this remarkable region has to offer. Start your journey to finding your dream home in Santa Cruz County today!

Newest Santa Cruz County Homes under $600,000

$444,950

4 Beds ⋅ 2 Baths ⋅ ML82063415 MLS ⋅ Meadows Manor MHC BLDG.

Welcome to this brand-new 2025 manufactured home in the desirable Meadows Manor Community in Watsonville. This move-in ready home offers 4 bedrooms and 2 full bathrooms with a bright, open layout designed for comfortable everyday living. The floor plan seamlessly connects the living room, dining area, and kitchen, creating an inviting setting for both relaxing and entertaining. The kitchen features energy efficient appliances, contemporary cabinetry, and ample counter space. The primary suite includes a private bathroom, while additional bedrooms provide flexible space for family, or a home office. Model Match Next Door!

49 Blanca LN 33, Watsonville

Listed by Ella King, 408-209-7577 from Tierra Real Estate
(If provided) CoList: from

$352,000

2 Beds ⋅ 2 Baths ⋅ ML82063143 MLS ⋅ ShangriLa BLDG.

This could be your beach house. With some of your special touches, you could have a delightful home near our beautiful coast. Bright and open living and dining areas. There is a private, shaded porch and a sunny yard. Room to do some gardening. The primary bedroom has a large walk in closet. You have two full bathrooms and a laundry room. Shangri La is a 62+ park. Located close to all the amenities you find on 41st Avenue. Only a few blocks to Pleasure Point for the sunset. Bring your creative style to this sweet home.

1040 38th AVE 43, Santa Cruz

Listed by Shelley Patton, 831-818-3771 from Coldwell Banker Realty
(If provided) CoList: from

$444,950

4 Beds ⋅ ML82063129 MLS

49 Blanca 32, Watsonville

Listed by Ella King, 408-209-7577 from Tierra Real Estate
(If provided) CoList: from

444 Whispering Pines DR 36, Scotts Valley

$519,000

3 Beds ⋅ 2 Baths ⋅ ML82063123 MLS ⋅ Vista Del Lago BLDG.

Situated in one of Scotts Valleys most sought-after communities, Vista Del Lago. Vista Del Lago is an all age park and offers, playground, pool, sauna, hot tub, workout facility, dog park and community room for events. Dont miss out on this fantastic opportunity! This home offers unbeatable access to everything the area is loved for: locally owned restaurants, grocery stores, theaters, and world-class outdoor recreation, including hiking and mountain biking. Youre just minutes from the scenic beaches of Santa Cruz and a short drive to the heart of Silicon Valley, making this location ideal for both relaxation and convenience. Inside, youll find a top to bottom updated turnkey home with a thoughtfully designed floor plan which provides excellent separation of space with plenty of room to spread out. The property features updated LVP floors, light fixtures, an updated kitchen with updated appliances, quartz countertops, newly remodeled bathrooms and more. The interior offers an abundance of natural light. The property also features A/C and an energy efficient water heater. This one is without a doubt a must see!

444 Whispering Pines DR 36, Scotts Valley

Listed by The Madani Team, 831-234-6683 from Room Real Estate
(If provided) CoList: from

$399,000

1 Beds ⋅ 1 Baths ⋅ ML82062964 MLS ⋅ Frederick Street Commons BLDG.

City of Santa Cruz Measure O Unit! First time on market! This original owner has enjoyed living in this unit! Who will be the lucky one who gets to live here next? Seller said Sell it!! Listed lower than the county price of $442,362. So, at $399,000 list price you get built in equity when you purchase! Yes, there are income limits. What an opportunity to live in East Side Santa Cruz in a 2015 building with secure parking and locked front entrance and lobby. It's walkable to the yacht harbor, shops, restaurants and more! Once inside there is a spacious lobby with access to a community room, elevator, stairs and locking mailboxes! This unit is on the second floor! It lives like a 1 bedroom with large closet plus an additional room for office/craft room or even a second bedroom (it does not have a closet). Open kitchen, Living and Dining feels spacious! The electric fireplace is quick to provide a cozy feeling. And you have your own stacking in unit laundry! While your laundry in spinning, relax on your outdoor patio with a view of bocci ball court and outdoor firepit area. Or enjoy the birds and flowers! 1 person max income $96,050 2 person max income $109,750.

708 Frederick ST 205, Santa Cruz

Listed by Judy Brose, 831-234-9908 from CENTURY 21 Masters
(If provided) CoList: from

$455,859

3 Beds ⋅ 2 Baths ⋅ ML82062920 MLS ⋅ Pajaro Vista BLDG.

NOTICE TO PROSPECTIVE BUYERS AFFORDABLE HOUSING PROGRAM UNIT Welcome to 430 Vivienne Drive, a charming 3-bedroom, 2-bath home in Watsonvilles Pajaro Vista community. Features include a spacious kitchen, open living/dining area, in-home washer and dryer, & a generous backyard offering plenty of space for outdoor living, gardening, & entertaining. This property is subject to the City of Watsonville's Affordable Housing Program deed restrictions. The final sale price for this property has not yet been finally confirmed and remains subject to confirmation by the City of Watsonville Affordable Housing Program and/or court order. The property is listed at $455,859.00. Prospective buyers must qualify under the Program's First-time homebuyer, meets the Affordable Housing Program's income limits, resides or works in Watsonville, will occupy the property as their primary residence, at least one resident 55 years + (HOA requirement). Buyers & their agents are encouraged to contact the City of Watsonville Community Development Department (831-768-3080) directly to confirm before submitting an offer. Seller makes no representation as to the final approved sale price and reserves the right to adjust terms as necessary to comply with the Program's requirements or any applicable court order.

430 Vivienne DR, Watsonville

Listed by Tom Pantazis, 650-703-7035 from Trust Properties USA
(If provided) CoList: from

$549,000

3 Beds ⋅ 2 Baths ⋅ ML82062821 MLS ⋅ Soquel Glen Mobile Home Park BLDG.

Welcome to 26 Pepperwood Way, a beautifully maintained 3-bedroom, 2-bath home in Soquel Glen, one of Santa Cruz County's most desirable 55+ rent-controlled communities. Soaring ceilings fill the home with light and a sense of space, and plantation shutters add a tailored finish. Fresh paint and new carpet throughout mean you can move right in and unpack. Outside, a private backyard with mature landscaping gives you room to garden, relax, or entertain. A removable wheelchair ramp offers easy, flexible access. Soquel Glen Mobile Home Park is well kep, and cared for. Shopping, dining, and medical services are close by, and the beaches of Capitola and Santa Cruz are just minutes away as well as quick access to the highway.

26 Pepperwood WAY 26, Soquel

Listed by Christy Whiting Wohlert, 831-218-5911 from David Lyng Real Estate
(If provided) CoList: from

$360,000

2 Beds ⋅ 1 Baths ⋅ ML82061885 MLS

This 2-bedroom, 1-bathroom home is located in Santa Cruz within the Live Oak Elementary school district. The residence offers approximately 480 square feet of living space, featuring central forced air heating and no cooling system. The kitchen includes an eat-in dining area, providing a practical space for meals. There is no separate family room in the layout. This property presents a straightforward and functional living environment in Santa Cruz, suited for those seeking a compact home in the Live Oak Elementary district.

2546 Capitola RD 62, Santa Cruz

Listed by Jesse E Reyes, 831-707-8067 from CENTURY 21 Masters
(If provided) CoList: from

$449,000

2 Beds ⋅ 2 Baths ⋅ ML82062531 MLS ⋅ Homestead Park BLDG.

Located in the heart of Live Oak sits an amazing community within walking distance to all the amenities. As you arrive you notice the end unit location and all- day sun that gleams through the double pane windows. Interior amenities include open kitchen concept with ample counter space, white cabinets, gas range, pantry, and skylight. Open floor plan, large living room, interior laundry, bathrooms with white tile. Exterior has ample parking, porch to relax plus fenced yard to garden. This is the perfect place to call home and enjoy the Santa Cruz Lifestyle.

2355 Brommer ST 38, Santa Cruz

Listed by 2 Guys in Real Estate, 831-750-9795 from Epique Realty
(If provided) CoList: from

$279,000

1 Beds ⋅ 1 Baths ⋅ ML82060245 MLS ⋅ Redwoods on the River BLDG.

Escape to the redwoods! Nestled in the peaceful & scenic Redwoods on the River community, this beautifully refreshed 1-bedroom home with an office/bonus room (potential 2nd bedroom) offers the perfect blend of comfort, charm & nature. Step inside to discover new engineered harwood flooring, fresh interior paint, new wainscoting & updated light fixtures. The refreshed kitchen features freshly painted cabinetry, new quartz countertops, a stylish backsplash, new sink & faucet, black hardware & a new light fixture. Skylights and windows fill the home with natural light while bringing the beauty of the surrounding greenery indoors. The spacious primary bedroom offers ample closet & storage space. The light-filled office/bonus room opens directly to the back porch overlooking peaceful nature views, the perfect spot to relax w/ your morning coffee. The bathroom has also been refreshed w/ a newly glazed bathtub & double sinks, new faucets & black hardware. Outside, enjoy fresh exterior paint, a new bamboo privacy fence, inviting front and back porches, 2 storage sheds & a spacious rear wood deck, perfect for quiet evenings or entertaining beneath the redwoods. Best of all, take a short stroll to the San Lorenzo Riverbank & enjoy the natural beauty that this community has to offer!

265 Brown Gables RD 27, Ben Lomond

Listed by Ronelyn Samudio, 408-674-4462 from Intero Real Estate Services
(If provided) CoList: from

$550,000

1 Beds ⋅ 1 Baths ⋅ ML82060873 MLS

I'm going to tell you all of the great things about living in La Selva Beach and the community and this cute as can be bungalow, but please note, ***THIS HOME IS A FIXER UPPER. IT WILL LIKELY NEED A CASH OFFER OR PRIVATE MONEY FINANCING*** OK, here we go.. :) Coastal Sanctuary in La Selva Beach Nestled in the desirable La Selva Beach community, this 1-bedroom, 1-bathroom coastal retreat offers efficient single-level living across 615 square feet. Built in 1950, the home combines classic beach-town character with functional simplicity on a low-maintenance 1,481-square-foot lot. Inside, the light-filled main living space centers around a cozy wood-burning fireplace, creating an inviting setting to unwind. The compact layout maximizes living efficiency while retaining privacy and comfort. Outside, the manageable lot size allows for easy upkeep, making it ideal as a primary residence, weekend getaway, or low-maintenance coastal haven. Situated in a tranquil coastal neighborhood, the property offers convenient access to nearby beaches, local dining and shopping. Property Highlights Address: 146 Margarita Rd, La Selva Beach, CA 95076 Layout: 1 Bed | 1 Bath | 615 Sq. Ft. Lot Size: 1,481 Sq. Ft. (0.034 Acres) Year Built: 1950

146 Margarita RD, La Selva Beach

Listed by Shemeika K. Fox, 831-588-2334 from KW Thrive Santa Cruz
(If provided) CoList: from

$418,000

3 Beds ⋅ 2 Baths ⋅ ML82062006 MLS ⋅ Portola Heights BLDG.

New 3 bedroom/2 bath mobile home in peaceful all-age Portola Heights park. Spectacularly located in a quiet cul-de-sac for the kids to play and as luck would have it, room for a garden as your new home is at the end of the street! Granite countertops, new appliances, separate laundry room with built in cabinets. This is an affordable home in Santa Cruz County waiting for your family to love!

107 Crespi CIR 107, Watsonville

Listed by Ella King, 408-209-7577 from Tierra Real Estate
(If provided) CoList: from

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The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListingsTM MLS system. Real estate listings held by brokerage firms other than Intero Real Estate Services are marked with the Internet Data Exchange and detailed information about them includes the names of the listing brokers and listing agents.
Based on information from MLSListings MLS as of . All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.