Santa Cruz County Homes under $1.5 million

Welcome to Santa Cruz County, a stunning coastal gem nestled in the heart of California, where breathtaking landscapes and vibrant communities come together to create an idyllic living experience. Known for its picturesque beaches, majestic redwood forests, and a laid-back atmosphere, Santa Cruz is the perfect place for those seeking a harmonious blend of nature and culture.

One of the most appealing aspects of Santa Cruz County is its diverse real estate market, particularly for homebuyers looking for properties under $1.5 million. Here, you can find charming bungalows, modern townhomes, and spacious single-family residences, all set against the backdrop of the county's enchanting scenery. Whether you prefer the bustling vibe of downtown Santa Cruz, the serene neighborhoods of Capitola, or the scenic hills of Ben Lomond, there’s something for everyone.

Living in Santa Cruz means embracing a lifestyle filled with outdoor adventures and cultural experiences. Spend your weekends hiking in the majestic redwoods of Henry Cowell Redwoods State Park, surfing the famous waves at Pleasure Point, or exploring the vibrant local art scene. The county is also home to excellent schools, farmers' markets, and an array of dining options that celebrate the region’s rich agricultural bounty.

With homes available under $1.5 million, your dream of living in this coastal paradise is within reach. Discover the charm of Santa Cruz County and find your perfect home today, where every day feels like a vacation!

Newest Santa Cruz County Homes under $1.5 million

$650,000

2 Beds ⋅ 2 Baths ⋅ ML82063460 MLS

Ultimate Live/Work Compound in Midtown Santa Cruz, CA. Unlock the ultimate coastal lifestyle with this rare mixed-use masterpiece in the sun-drenched "Banana Belt." Nestled in trendy, walkable Midtown Santa Cruz, just steps from the Rio Theatre, The Buttery, and local craft breweries, this unique complex offers high-visibility commercial real estate paired with a deeply private residential retreat. Commercial Potential: Command premier attention with a high daily traffic volume of 12K31K vehicles. The versatile storefront features soaring open-concept ceilings and flexible entry options, perfect for an upscale boutique, showroom, or professional agency. Private Residence is a hidden 1,400 SF, 2-story oasis featuring 2 bedrooms and 2 bathrooms. Step outside to an incredibly private, 600 SF gated patio and garden courtyard, for quiet mornings or evening entertaining. Rustic Structure, a separate 1,200 sq. ft. rear structure radiating an authentic arts-and-crafts vibe. Currently a bike shop, it's a blank canvas for a world-class music studio, creative agency, or maker-space. Embrace hipster-chic energy with premier commercial presence. Permitted street parking available. Experience the perfect synergy of business and sanctuary. Tenancy In Common buys 50 percent of entire property.

1250 Soquel AVE, Santa Cruz

Listed by Paul Zech, 831-247-3007 from Coldwell Banker Realty
(If provided) CoList: from

$444,950

4 Beds ⋅ 2 Baths ⋅ ML82063415 MLS ⋅ Meadows Manor MHC BLDG.

Welcome to this brand-new 2025 manufactured home in the desirable Meadows Manor Community in Watsonville. This move-in ready home offers 4 bedrooms and 2 full bathrooms with a bright, open layout designed for comfortable everyday living. The floor plan seamlessly connects the living room, dining area, and kitchen, creating an inviting setting for both relaxing and entertaining. The kitchen features energy efficient appliances, contemporary cabinetry, and ample counter space. The primary suite includes a private bathroom, while additional bedrooms provide flexible space for family, or a home office. Model Match Next Door!

49 Blanca LN 33, Watsonville

Listed by Ella King, 408-209-7577 from Tierra Real Estate
(If provided) CoList: from

$999,000

3 Beds ⋅ 2 Baths ⋅ ML82063405 MLS

The ocean view is not something you have to step outside to appreciate. From your dining room table, the Monterey Bay becomes the backdrop to everyday mornings, dinners, and everything in between. This corner unit's elevated perspective means you are not sitting eye level with neighboring units, allowing your view to carry toward the trees, sky, and Monterey Bay beyond. The private balcony gives you another place to take it all in, from morning coffee to a glass of wine at the end of the day. Inside, three bedrooms and 1,240 square feet offer room for guests while keeping the ease of single-level living. An elevator adds everyday convenience, while beautifully maintained grounds, a pool, spa, and exercise room make life here feel a little more like a getaway. New Brighton State Beach is almost directly across the street, while Capitola Beach and Capitola Village are about a mile from home. Spend the day by the water, have dinner in the Village, then come home to your own view of the bay. For retirement by the coast, a second home with room for family, or simply an easier way to enjoy Capitola, this is a combination that is hard to replicate.

850 Park AVE 15C, Capitola

Listed by Strock Team, 831-688-9800 from eXp Realty of California Inc
(If provided) CoList: from

$1,099,000

3 Beds ⋅ 2 Baths ⋅ ML82062663 MLS

In the heart of downtown Santa Cruz, this versatile duplex puts you at the center of one of California's most vibrant and eclectic coastal communities. With two separate living spaces, the property offers exceptional flexibility for investors, owner-occupants or multigenerational living. The light-filled upper residence features 2 bedrooms and 1 full bath. Downstairs, a private studio with its own full kitchen and bath creates an ideal opportunity for rental income, extended family or guests. Outside, a lush and private backyard provides an unexpected urban oasis, with mature greenery, a relaxing sauna and inviting spaces for morning coffee, outdoor dining and gardening. Leave the car behind and enjoy easy access to downtown restaurants, shops and entertainment, with the Wharf, Boardwalk, beaches and West Cliff all close by. Whether you're looking to rent both units, live in one while generating income from the other, or create a flexible multigenerational home, this unique property offers an opportunity to enjoy the best of the Santa Cruz lifestyle.

212 Cedar ST, Santa Cruz

Listed by Kasey Hinchman, 831-239-3708 from David Lyng Real Estate
(If provided) CoList: from

$1,199,000

2 Beds ⋅ 2 Baths ⋅ ML82063395 MLS

Ocean views, indoor-outdoor living and an unbeatable Aptos location come together in this inviting coastal retreat. Fresh interior paint and carpet create a crisp, move-in-ready feel, while the open floor plan allows the kitchen and dining area to flow effortlessly into the living room, where expansive windows frame sparkling ocean views. Gather around the cozy freestanding wood-burning fireplace or step onto the deck for al fresco dining in the ocean breeze. Artistic bathroom fixtures add personality and charm. Indoor laundry area is conveniently located. Outside, enjoy a sunny fenced front garden filled with established blooming landscaping, a private fenced rear deck off the primary suite, and an upper garden retreat with a hot tub beneath a majestic oak and views toward the ocean. A finished lower-level bonus space, currently configured as a studio, offers flexible possibilities. Newer roof, owned solar and 2 car garage with additional ample parking add everyday appeal. Just blocks to Aptos Village, close to Nicene Marks, excellent schools and beaches, with easy access to Monterey/Carmel and Los Gatos/Bay Area. Don't miss this extreme value

534 Cathedral DR, Aptos

Listed by Gina Carling, 831-818-0771 from David Lyng Real Estate
(If provided) CoList: Rob Carling from Community Real Estate

$979,000

2 Beds ⋅ 3 Baths ⋅ ML82063365 MLS

Perched on the South Bluff of Seascape Resort, this renovated villa offers a blend of coastal luxury and seclusion. The interior is framed by windows looking out onto lush greenery creating a serene atmosphere. The layout features two spacious en-suite bedrooms and a main-level powder room for ultimate comfort. The main suite has its own balcony with a view over the arroyo and down to the Bay. The open-concept kitchen and living area flow to a private balcony where you can take in the salt air and ocean views. Life at Seascape feels like a vacation. Owners and guests enjoy access to a premier suite of amenities, including swimming pools, putting green, game room, and BBQ areas. The resort offers beach access for sunset strolls and features an acclaimed on-site restaurant for world-class dining. Just beyond the resort gates, youll find a sports club, championship golf, and shopping centers. Perfectly positioned for exploring the Central Coast, it is a short drive from Santa Cruz, Carmel, and Monterey. Enrolled in a vacation-rental pool, this property offers the unique opportunity to own a high-end coastal getaway that generates income when you arent there enjoying it yourself. Experience the best vacation home living in one of the regions most renowned destinations.

450 Seascape Resort DR, Aptos

Listed by Bill Franzosa, 831-345-8400 from Compass
(If provided) CoList: Dan Mead from Compass

$1,250,000

3 Beds ⋅ 3 Baths ⋅ ML82063347 MLS

The spacious floor plan provides plenty of room for everyday living and entertaining, with well-proportioned living spaces and a natural connection to the outdoors. Large windows bring in abundant natural light, while the expansive yard offers room to garden, play, entertain, or simply enjoy the privacy of your own outdoor space. The home has seen thoughtful updates while retaining much of the architectural simplicity and character that make this era of design so appealing. For those looking to put their own stamp on a home, there is also ample opportunity to further update and personalize the spaces to reflect your own style and vision. The location adds another layer of appeal. Tucked into a Santa Cruz neighborhood, the home offers easy access to Highways 1 and 17, making it simple to get to the coast, downtown, surrounding communities, and beyond. Nearby hiking trails and open space invite you outdoors, while local recreational amenities, including a frisbee golf course, are close at hand.

131 Woodcrest PL, Santa Cruz

Listed by Christy Whiting Wohlert, 831-218-5911 from David Lyng Real Estate
(If provided) CoList: from

$1,200,000

3 Beds ⋅ 1 Baths ⋅ ML82060220 MLS

Rare multi-residence mountain retreat set above the San Lorenzo River on approximately 2.2 picturesque acres, offering river views, dynamic outdoor spaces, and exceptional layout flexibility. The property features two distinct residential structures (identified as 17273 and 17275 Highway 9), ideal for buyers seeking extended-family living, a multigenerational setup, or a versatile mountain sanctuary. While public records reflect a 3-bedroom, 1-bathroom main residence of approximately 1,753 sq. ft., the physical property expands well beyond, featuring additional bedrooms, bathrooms, lower-level living areas, and studio-style flexible spaces. Outdoor features include a sweeping deck overlooking the river, multiple storage structures, two barns, three horse pens, complete fencing, and usable terrain throughout. Notable recent updates include a new roof on one residence and fresh roof repairs on the other. Property is marketed based on its current physical configuration. Public records may not reflect all structures, improvements, or square footage present; buyers are encouraged to verify all details to explore the full potential of this unique property.

17275 Highway 9, Boulder Creek

Listed by Amy Walker, 831-566-0016 from PMI Santa Cruz
(If provided) CoList: from

$849,000

1 Beds ⋅ 2 Baths ⋅ ML82063309 MLS

Wake up to the sound of the surf & endless ocean views from this truly oceanfront home in La Selva Beach! Enter into the gated community, arrive at unit 302 one flight down from parking, where outside the front door is a foot wash to keep the sand out & a large storage bin to keep all the beach gear organized. Step inside & floor-to-ceiling walls of glass reveal a large private deck with nothing but sand between you & the ocean, where surfers, dolphins & whales are part of the everyday view. The kitchen offers a breakfast counter, & the sink looks right out to the waves. The ocean-facing living room includes a bonus area that can be partitioned to create a 2nd sleeping area or dedicated office. Down the hall, the full bath features a walk-in shower & single-sink vanity. The primary suite also faces the ocean through walls of sliding glass & includes 2 closets, a vanity area & a separate toilet and shower room. With 864 sf, 1 bedroom plus bonus area & 2 baths, this home is ready for your personal touches. Located in a small community of just 8 residences, with access to a shared deck, fire pit & stairs leading directly to the sand. A rare opportunity to own a beachfront home with a blank canvas, ready to create your own personalized getaway with the ocean as your backdrop.

300 Oceanview DR 302, La Selva Beach

Listed by Janet Souza, 408-805-3349 from Christie's International Real Estate Sereno
(If provided) CoList: from

$1,149,000

3 Beds ⋅ 2 Baths ⋅ ML82062950 MLS

Discover the perfect blend of comfort and convenience in this delightful single-level ranch-style home, located in the Rolling Green Estates community of Aptos. Perfectly positioned just moments from the heart of Aptos Village, this home offers easy access to all local conveniences while maintaining a peaceful neighborhood feel. The interior features a bright, functional layout where the kitchen flows seamlessly into the dining area. A sliding glass door provides easy access to the spacious backyard, making it ideal for outdoor gatherings, gardening, or relaxing in the sun. This home also features solar, adding efficiency to your daily living. Whether you are looking for a place to put down roots, downsizing, or seeking a foothold in a wonderful community, this property offers a great opportunity to enjoy the best of Aptos living!

218 Siesta DR, Aptos

Listed by Robin Garcia, 831-333-6132 from David Lyng Real Estate
(If provided) CoList: from

$949,000

4 Beds ⋅ 3 Baths ⋅ ML82060540 MLS

Comfortable, energy-smart living in Watsonville! Welcome home to 2,314 square feet of well-designed living space, with 4 bedrooms and 3 full bathrooms on an easy-care 3,267 sq ft lot. At the heart of the home, the kitchen features a center island with a prep sink, a gas range, microwave, dishwasher, and a refrigerator with ice maker. It opens directly to the family room and dining area, so cooking, dining, and relaxing all happen in one connected space. Bonus: a downstairs bedroom and bathroom for guests or multi-generational living! Hardwood and tile flooring run throughout, and gas-burning fireplaces add warmth on cool coastal evenings. Year-round comfort comes from central air conditioning and forced-air heating, while owned solar, dual-pane windows, and a tankless water heater help keep utility costs in check. Everyday conveniences include an included washer and dryer and an attached two-car garage. The home is served by Pajaro Valley Unified School District.

729 Vista Montana DR, Watsonville

Listed by Julie Hoefling, 408-657-7006 from Christie's International Real Estate Sereno
(If provided) CoList: from

$625,000

2 Beds ⋅ 1 Baths ⋅ ML82062364 MLS ⋅ Forest Springs BLDG.

Bright and welcoming home nestled in the desirable Forest Springs neighborhood! Enjoy great community amenities, including a refreshing community pool and water included with the HOA. Skylights in the kitchen and living room flood the interior with natural light, highlighting the upgraded kitchen and beautiful flooring throughout. The versatile layout features a spacious loft that can serve as a 3rd bedroom, home office, or creative space, plus a dedicated indoor laundry room. Outside, enjoy rare off-site parking, a sunny fully-enclosed backyard, and a brand-new redwood deck. Ideally located just minutes from downtown Boulder Creek and the Golf & Country Club, with a ~40-minute commute to San Jose and Santa Cruz beaches.

121 Mahogany WAY, Boulder Creek

Listed by Brant Schenk, 831-227-5739 from eXp Realty of California Inc
(If provided) CoList: from

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The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListingsTM MLS system. Real estate listings held by brokerage firms other than Intero Real Estate Services are marked with the Internet Data Exchange and detailed information about them includes the names of the listing brokers and listing agents.
Based on information from MLSListings MLS as of . All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.