Capitola Homes under $1 million

Nestled along the stunning coastline of California, Capitola is a charming beach town that perfectly blends coastal beauty with a vibrant community spirit. Located in Santa Cruz County, this picturesque locale is renowned for its colorful seaside cottages, sandy beaches, and a laid-back atmosphere that beckons both residents and visitors alike. With its rich history dating back to the 19th century, Capitola boasts a unique blend of old-world charm and modern amenities, making it a desirable place to call home.

Capitola’s enchanting village is filled with boutique shops, delightful cafes, and a variety of dining options that cater to every palate. Whether you’re savoring fresh seafood at a waterfront restaurant or enjoying a leisurely stroll along the historic Capitola Wharf, you’ll quickly discover why this coastal gem is beloved by many. The area also offers an array of outdoor activities, from surfing and paddleboarding to hiking the nearby scenic trails, ensuring that adventure is always just around the corner.

For those looking to invest in a slice of paradise, Capitola offers an impressive selection of homes under $1 million. These properties range from cozy beach bungalows to charming townhouses, providing a variety of options for first-time buyers, families, or retirees seeking a serene coastal lifestyle. With its breathtaking views, friendly community, and affordable housing options, Capitola is not just a destination; it’s a dream waiting to be realized. Come and explore the possibilities of life in this enchanting seaside town!

Newest Capitola Homes under $1 million

$999,000

3 Beds ⋅ 2 Baths ⋅ ML82063405 MLS

The ocean view is not something you have to step outside to appreciate. From your dining room table, the Monterey Bay becomes the backdrop to everyday mornings, dinners, and everything in between. This corner unit's elevated perspective means you are not sitting eye level with neighboring units, allowing your view to carry toward the trees, sky, and Monterey Bay beyond. The private balcony gives you another place to take it all in, from morning coffee to a glass of wine at the end of the day. Inside, three bedrooms and 1,240 square feet offer room for guests while keeping the ease of single-level living. An elevator adds everyday convenience, while beautifully maintained grounds, a pool, spa, and exercise room make life here feel a little more like a getaway. New Brighton State Beach is almost directly across the street, while Capitola Beach and Capitola Village are about a mile from home. Spend the day by the water, have dinner in the Village, then come home to your own view of the bay. For retirement by the coast, a second home with room for family, or simply an easier way to enjoy Capitola, this is a combination that is hard to replicate.

850 Park AVE 15C, Capitola

Listed by Strock Team, 831-688-9800 from eXp Realty of California Inc
(If provided) CoList: from

$869,000

3 Beds ⋅ 2 Baths ⋅ ML82062991 MLS

3 Blocks to the beach and Esplanade, in the heart of Capitola Village listed at $869,000- you cannot find a vacant lot in Capitola village for this low price--OHHHH THE POSSIBILITIES! This is a 3 bedroom (records reflect 2 bedrooms), 2 bath home with off-street parking- hard to come by! 1 bedroom downstairs and 2 bedrooms upstairs- the smaller of the 2 would be perfect for a nursery or a home office! This charming 104 year old home is zoned mixed use, nicely updated bathrooms, updated plumbing & dual pane windows. Home was previously divided into two units- the possibilities are endless, definitely a perfect home for shared living- rent one level and live in the other! Put your personal touches on this one and enjoy living in one of the greatest locations in California! Step out the front door and the choices are endless: 2 doors down-Avenue Cafe; Up the street-Gayles Bakery; Down the street-the Beach and Village - Don't hesitate on this one it is cute as a button!

431 Capitola AVE, Capitola

Listed by Tyanne Scaletti, 831-234-8004 from Bailey Properties
(If provided) CoList: Pat Simmons from Bailey Properties

$619,000

2 Beds ⋅ 1 Baths ⋅ ML82059725 MLS ⋅ Capitola Knolls BLDG.

This turnkey end unit condo offers maximum privacy and style with brand new LVP flooring, a fully remodeled bathroom, and two oversized bedrooms featuring a large primary walk in closet. The updated kitchen shines with sleek stainless steel appliances, granite countertops, updated cabinetry, and a large pantry for plenty of storage. Complete with a 1 car carport, additional storage, and shared laundry. Enjoy the ultimate low maintenance coastal lifestyle where every day feels like a vacation. Stroll to New Brighton Beach, grab morning coffee and pastries at the iconic Gayles Bakery, or spend the afternoon exploring the vibrant shops, dining, and year-round festivities in Capitola Village.

1147 Callas LN 2, Capitola

Listed by Erick Fernandez, 831-247-0477 from Coldwell Banker Realty
(If provided) CoList: from

$848,000

2 Beds ⋅ 2 Baths ⋅ ML82059372 MLS ⋅ Anchor West BLDG.

Welcome to 815 Balboa Avenue #106! This updated 2 bed, 1.5 bath condo offers 759 sq ft of bright coastal living in Eastside Capitola, one block from New Brighton State Beach. The open kitchen & living room share a calm, light-filled atmosphere, with a sliding glass door leading to a private balcony that faces the water. A fireplace anchors the living area, and the dining area takes in ocean views of its own. The kitchen features stainless steel appliances with generous cabinet & counter space, including room to serve and dine just off the main living area. The primary bedroom includes a walk-in closet, adding to the home's ample storage. Residents enjoy a community pool and a shared rooftop deck with coastal views. One block from New Brighton State Beach, with easy access to Capitola Beach, Capitola Village, Gayle's Bakery & Highway 1. Equally suited as a full-time residence or low-maintenance weekend retreat. A relaxed blend of coastal comfort & convenience in the heart of Capitola.

815 Balboa AVE 106, Capitola

Listed by Aaron Derbacher, 408-828-8114 from KW Bay Area Estates
(If provided) CoList: Jason D'amico from KW Bay Area Estates

$600,000

2 Beds ⋅ 1 Baths ⋅ ML82057821 MLS ⋅ Capitola Knolls BLDG.

NEW PRICE! A fresh opportunity to own in Capitola, now offered at $600,000. Walk to New Brighton State Beach for a morning by the water, grab coffee and pastries at Gayle's Bakery, spend the day surfing or paddleboarding, explore the shops and restaurants of Capitola Village, or head into the redwoods for hiking and biking in The Forest of Nisene Marks. It's all part of what makes this location such a special place to call home or escape to for the weekend. Beautifully updated and move-in ready, this 2-bedroom condo offers the ease of low-maintenance living with a light-filled interior featuring fresh designer paint, upgraded countertops, custom window coverings, stylish finishes, and a primary bedroom with a spacious walk-in closet. A true private garage provides valuable parking and storage, while the pet-friendly community offers a pool and peaceful common greenbelts. Cabrillo College is just minutes away, along with convenient access to Highway 1. Whether you're looking for a full-time residence or a coastal weekend retreat, this Capitola condo offers a wonderful combination of location, convenience, and lifestyle.

1133 Callas LN 2, Capitola

Listed by Sandra Lilly, 831-246-2656 from Christie's International Real Estate Sereno
(If provided) CoList: from

$775,000

3 Beds ⋅ 2 Baths ⋅ ML82055528 MLS ⋅ Capitola Knolls HOA BLDG.

Welcome to this rare opportunity in the highly desirable Capitola Knolls community! This beautifully maintained 3 bed, 1.5 bath condominium offers 1,134 sqft of inviting living space thoughtfully designed for comfort and functionality. Inside, you'll find a bright, open-concept floor plan with stylish wood plank flooring, an updated kitchen featuring rich wood cabinetry, granite countertops, and ample storage, along with a seamless flow between the living, dining, and kitchen. Step outside to your private patio, an ideal space for morning coffee, outdoor dining, or relaxing after a day at the beach. Upstairs, you'll find three spacious bedrooms, a full bathroom, and dual-pane windows that fill the home with natural light. Located in the highly desirable Capitola Knolls community, residents enjoy beautifully maintained park-like grounds with towering redwoods, expansive greenbelts, walking paths, a sparkling community pool, and spa. The monthly HOA fee covers water, garbage, and insurance, providing added convenience and value for homeowners. The home also includes a shared two-car garage with a private garage door and additional storage. Just minutes from Capitola Village, New Brighton State Beach, local restaurants, shopping, Cabrillo College, and convenient Highway 1 access.

1117 Sutherland LN 2, Capitola

Listed by Kaitlyn Christensen, 408-355-8109 from eXp Realty of California Inc
(If provided) CoList: Jeremy Larson from eXp Realty of California Inc

$359,000

2 Beds ⋅ 2 Baths ⋅ ML82054990 MLS ⋅ Cabrillo Mobile Home Estates BLDG.

Welcome to 930 Rosedale Ave, an all-age community in the heart of Capitola! This rare opportunity is a well-maintained 2 bedroom, 2 bathroom home with 896 sq ft and a spacious living room! Space rent $890. A quarter of today's rental market! The kitchen features a gas oven/range, microwave, refrigerator, pantry, exhaust fan, ample counter space, and an adjacent eat-in dining area. The home offers carpet and real hardwood flooring, vaulted ceilings, a walk-in closet, central forced-air gas heating, Indoor energy-efficient LG electric washer and dryer. Lot includes back patio with redwood fencing. Room for many potted plants or raised beds. Recent improvements include fresh exterior paint, a new roof, new Hardie Board siding and trim, new exterior air vents, updated flexible water and gas service lines, code-compliant water spigots, rerouted internet cable and underground gutter drainage, repaired and painted code-compliant stairs, a repaired carport access door, four new carport awning posts, power-washed exterior surfaces, and three replaced window screens. RARE permitted EV charger! Conveniently located within walking distance of Capitola's beaches, boutique shopping, dining, and local attractions, this move-in-ready home is in the Soquel Union Elementary School District.

930 Rosedale AVE 2, Capitola

Listed by Jesse Lopez, 831-419-4958 from eXp Realty of California Inc
(If provided) CoList: from

$729,950

2 Beds ⋅ 1 Baths ⋅ ML82054613 MLS ⋅ Ancher West BLDG.

Wake up to ocean views, stroll to New Brighton Beach for your morning walk, grab breakfast at Gayle's, and end the day watching the sun set over Monterey Bay. This beautifully remodeled end-unit offers the rare combination of coastal views, walkability, and effortless lock-and-leave living in one of Capitola's most desirable locations. With easy access to Highway 1, commuting to Silicon Valley or anywhere along the Central Coast is simple. Whether you're looking for a full-time residence, weekend retreat, or investment opportunity, this turnkey beach escape offers everything you need to experience the best of Capitola living.

815 Balboa AVE 310, Capitola

Listed by Christy Whiting Wohlert, 831-218-5911 from David Lyng Real Estate
(If provided) CoList: from

$59,500

2 Beds ⋅ 1 Baths ⋅ ML82054130 MLS ⋅ Surf & Sand BLDG.

Vintage soul meets modern coastal style. Nestled just above the beach village of Capitola, sits this charming two-bedroom, one-bath home...blending artistic character with thoughtful modern updates. The inviting covered patio creates a seamless indoor-outdoor living space- perfect for morning coffee, alfresco dining, game nights with friends, or simply relaxing year-round. Inside, the contemporary finishes complement the home's vintage charm, while the garden, stone pathway, and outdoor gathering spaces create a retreat just moments from the beaches, boutiques, and restaurants of Capitola Village. Space rent $2780 per mo. Lease land park. Some furnishings & decorations stay with the home...bring your sandals, beach towels and summer vibes...this is ready to enjoy right now!

750 47th AVE 13, Capitola

Listed by Katy Harrison, 831-818-9050 from Coldwell Banker Realty
(If provided) CoList: from

$925,000

2 Beds ⋅ 2 Baths ⋅ ML82052831 MLS ⋅ Park Place BLDG.

Welcome to 825 Balboa Ave. #205, where the views truly 'seal' the deal. This beautifully situated 2-bedroom, 1.5-bath condominium offers approximately 922 square feet of coastal living with breathtaking, unobstructed ocean views of the Monterey Bay. Enjoy a front-row seat to dolphins, whales, otters, seabirds, and sailboats, then unwind each evening as the lights of Monterey shimmer across the water. With no telephone poles or overhead wires to interrupt your panoramic view, every day feels like a postcard. Just across the street, the newly refurbished coastal path invites you to walk, jog, or bike from New Brighton State Beach through Capitola Village. Stroll to the many events and activities Capitola is known for, including the Capitola Twilight Concert Series, the Capitola Art & Wine Festival, summer movies on the beach, charming boutiques, waterfront dining, and so much more. Whether you're looking for a full-time home or the perfect coastal getaway, this is one opportunity you won't want to let 'drift' away.

825 Balboa AVE 205, Capitola

Listed by Erica Pittman, 831-818-4123 from Coastal Dream Realty
(If provided) CoList: from

$877,999

2 Beds ⋅ 3 Baths ⋅ ML82051648 MLS ⋅ Riverview of Capitola BLDG.

NEW PRICE + Seller offering a credit toward interest-rate buydown or closing costs with an acceptable offer. Live the coveted Capitola lifestyle, Rarely does condo living offer a private rooftop terrace, 4 additional outdoor spaces, a 2-car garage, and indoor laundry - all just a 15-minute walk to the beach! Expand your living space outdoors with a balcony overlooking a tree-filled greenbelt, a sunny courtyard perfect for morning coffee, and private outdoor retreats off both bedrooms. Nestled in the smaller Riverview community, you're just a stroll away to Capitola Village and Beach, The Esplanade, restaurants, coffee shops, public library, and SO much more. Both bedrooms and bathrooms are located on the lower level, while upstairs, the light-filled living area features vaulted ceilings, skylights, abundant windows, and a gas-starter fireplace. The beautifully updated kitchen offers generous cabinetry and a convenient dry bar with wine/beverage fridge. Additional highlights include radiant heated floors in the guest bath and hallway, plus easy access to Highway 1, 41st Avenue, shopping, and specialty markets. With very little upkeep required by the homeowners, this condo is perfect as a full-time residence, weekend retreat, or investment property. Come enjoy a fabulous lifestyle!

2052 Wharf RD, Capitola

Listed by Marti Pepito Meyer, 831-227-1268 from Christie's International Real Estate Sereno
(If provided) CoList: from

$890,000

3 Beds ⋅ 3 Baths ⋅ ML82050962 MLS ⋅ Capitola Greens BLDG.

Welcome to 4251 Sea Pines Court, a well-maintained and thoughtfully updated 3-bedroom, 2.5-bath condominium in a desirable Capitola location. This move-in ready home features an updated kitchen and bathrooms, newer windows, updated flooring, and a functional two-story floor plan designed for comfortable living. Cozy up by the fireplace or enjoy one of three private outdoor spaces, including two patios and a balcony. The attached two-car garage offers laundry, a spacious private storage room, and additional parking. Located just minutes from Capitola Village, beaches, shopping, and dining, this home is perfect for a first-time buyer, vacation home, or investment property.

4251 Sea Pines CT, Capitola

Listed by Amy Bailey, 831-345-6908 from Bailey Properties
(If provided) CoList: from

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The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListingsTM MLS system. Real estate listings held by brokerage firms other than Intero Real Estate Services are marked with the Internet Data Exchange and detailed information about them includes the names of the listing brokers and listing agents.
Based on information from MLSListings MLS as of . All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.