Santa Cruz Homes with Water Front View

Welcome to Santa Cruz County, California, a stunning coastal gem renowned for its breathtaking natural beauty and vibrant community. Nestled along the picturesque Central Coast, Santa Cruz is celebrated for its stunning beaches, redwood forests, and a lively downtown filled with eclectic shops, restaurants, and cultural attractions. With its Mediterranean climate and year-round sunshine, outdoor enthusiasts will find an abundance of activities, from surfing the famous waves at Steamer Lane to hiking the scenic trails of Henry Cowell Redwoods State Park.

One of the most alluring features of Santa Cruz County is its waterfront properties. Imagine waking up to the soothing sounds of waves crashing against the shore and enjoying panoramic views of the Pacific Ocean from your own home. Whether you’re looking for a charming beach cottage, a modern condominium, or a luxurious estate, Santa Cruz offers a variety of waterfront options that cater to different lifestyles and budgets. These homes not only provide stunning vistas but also the opportunity to immerse yourself in a lifestyle defined by sun-soaked days on the beach, sunset strolls along the boardwalk, and the invigorating scent of salt in the air.

Living in Santa Cruz means embracing a unique blend of coastal charm and vibrant community spirit. With its rich cultural heritage, thriving arts scene, and a commitment to sustainability, Santa Cruz is not just a place to live—it's a lifestyle. Discover your dream waterfront home in this idyllic paradise and experience the unparalleled beauty and warmth of Santa Cruz County.

Newest Santa Cruz Homes with Water Front View

$8,495,000

5 Beds ⋅ 5 Baths ⋅ ML82060236 MLS

Casa Cowells is beyond words. Perched on West Cliff Drive's historic Millionaires' Row, this custom luxury estate is a rare oceanfront offering, designed around the water. From the kitchen and dining area, great room, upstairs living room, and both primary suites, the easterly panorama unfolds: ocean, wharf, beach, boardwalk, epic sunrises, and long ridgelines of the Santa Cruz Mountains beyond, turning this coastline into something closer to a moving picture, than a window. Rooted in Spanish Mediterranean tradition, the home pairs clay tile, stucco, arched openings, wrought iron, hand-painted Talavera tile, and Saltillo flooring with effortless coastal rhythm. LaCantina doors pocket into walls, dissolving lines between indoors and out. A spacious heated lanai invites connection. Underfoot, warm, seamless radiant concrete floor by renowned artisan Tom Ralston, tinted in a Monet finish, is inspired by the sand at nearby Cowells Beach. An antique stained-glass fanlight crowns the entry, filtering brilliant color into the living space. Rainwater harvesting system supports the summer garden oasis. Designed by Craycroft, Green Building Award winning and ADA-designed, Casa Cowells was created with thoughtful intention. This coastal sanctuary was designed to make everyday life better.

506 W Cliff DR, Santa Cruz

Listed by Drew Reid, 408-515-1362 from Coldwell Banker Realty
(If provided) CoList: from

$1,199,000

2 Beds ⋅ 1 Baths ⋅ ML82060043 MLS ⋅ Opal Cliff East BLDG.

Wow! Endless Views of Monterey Bay from every room! Two Bedroom, 1 Bath end unit 924 square foot Condo with 270-degree views of Monterey Bay. Large Private Patio with beautiful flowers, makes this a perfect indoor-outdoor entertainers' property. Wake up to the views of the Pacific Ocean, Capitola Wharf and Moss Landing. Just down the road is Downtown Capitola and all that it has to offer with its restaurants and shops.

4820 Opal Cliff DR 103, Capitola

Listed by Patrick Crema, 408-314-8908 from Crema Properties
(If provided) CoList: from

$5,350,000

4 Beds ⋅ 4 Baths ⋅ ML82059188 MLS

The house is beautiful. The way it lives around the ocean, and within one of Capitolas most treasured neighborhoods, is what makes it memorable. Set on Depot Hill, where people come simply to wander, admire the historic homes, take in the coastline, and absorb an energy that draws people in whether they live there or not, this home offers the rare chance to make that setting part of everyday life. Expansive Pacific views draw you through the main living spaces, filling the home with light and creating a constant connection to the coast. Arched windows, soaring ceilings, skylights, and a dramatic staircase add architectural character, while the kitchen anchors it all with generous counter space, a Viking range, and an easy flow into the dining and living areas. Upstairs, the primary suite feels like a private retreat with sweeping water views. Outside, a broad stone patio extends the living space toward the ocean, made for morning coffee, long lunches, sunset dinners, and evenings that linger. More than a home with a remarkable view, this is a chance to live within the historic charm and unmistakable character of Depot Hill.

304 Grand AVE, Capitola

Listed by Strock Team, 831-688-9800 from eXp Realty of California Inc
(If provided) CoList: from

$2,199,000

2 Beds ⋅ 2 Baths ⋅ ML82059801 MLS

Capitola living at its finest!! Cruise down the Soquel River on your paddle board, kayak or barge to the lagoon and beach from this riverfront home. This thoughtfully designed 2 level home offers opportunities for fulltime living, a second home or income potential. The upper-level features tranquil river views, 1 bedroom 1 bath, laundry, deck with beautiful views of the large backyard and garage access, while the lower level has its own 1BR, deck, bath, laundry, kitchenette and access to multiple spectacular riverfront terraces. A signature feature is the small riverside room with deck above, repurposed into a speakeasy-style lounge/wine cellar, and furnished terraces suitable for entertaining all your friends. Offering 98 feet of creek frontage with easy access to water provides plenty of opportunities for fun! With potential for future expansion (buyer to verify), this property offers versatility as a primary residence, coastal second home or investment opportunity in one of Capitola's most sought-after locations.

539 Riverview DR, Capitola

Listed by Lila Veik, 831-334-8836 from eXp Realty of California Inc
(If provided) CoList: from

$6,995,000

3 Beds ⋅ 3 Baths ⋅ ML82045381 MLS

Perched above the Seacliff shoreline, this is more than a home. it's a front-row seat to the rhythm of the Monterey Bay. From the Cement Ship to the Point, the view is alive and ever-changing. Whales rising, dolphins cutting through the water, sailboats drifting, and sunsets that stop you in your tracks. Reimagined over five years and completed just last year, the 3,000+ square foot residence was designed to open itself to the coast. Light moves freely, spaces flow effortlessly, and when the doors are drawn back, the boundary between inside and out quietly disappears. Mornings feel different here. Coffee in hand, the ocean just beyond, the day unfolding at its own pace. The kitchen sits at the center, welcoming, connected, and always oriented toward the view. Three bedrooms and two and a half bathrooms offer comfort without distraction, each space intentionally tied to the landscape. Step outside and the bluff becomes your backyard, backing to protected state park land - private, open, and uninterrupted. Evenings gather naturally around the fire pit, beneath the stars in the hot tub, or over a meal from the wood-fired oven, with the sound of the ocean always nearby. This is the kind of home that stays with you. Not just for what you see but for how it feels to be here.

102 Long Leaf LN, Aptos

Listed by Kimberly Ward, 831-238-7981 from Compass
(If provided) CoList: Shawndy Linquist from Compass

$1,650,000

2 Beds ⋅ 2 Baths ⋅ ML82059470 MLS ⋅ Corcoran Lagoon Commons BLDG.

Wake up to the sound of the waves in this second-floor corner residence at Corcoran Lagoon Beach, one of the few complexes in Santa Cruz located directly on the sand. Thoughtfully remodeled and with brand new carpet, this single-level 2-bedroom, 2-bath home offers effortless beachfront living with sweeping, unobstructed ocean and beach views from its private balcony. Sunny Cove Beach and the renowned surf breaks of 26th Avenue are just steps away, putting the best of the Santa Cruz coastline right outside your door. Designed for both comfort and convenience, the building offers elevator access, a dedicated storage unit, and covered carport parking making this an exceptional option for year-round coastal living as well as an easy lock-and-leave retreat. Whether envisioned as a primary residence, second home, or beachfront investment, this coveted corner unit presents a rare opportunity to own directly on the sand along one of Santa Cruzs most desirable stretches of coastline.

22130 E Cliff DR 2D, Santa Cruz

Listed by Megan Lyng, 831-345-0503 from David Lyng Real Estate
(If provided) CoList: from

$11,900,000

5 Beds ⋅ 6 Baths ⋅ ML82057791 MLS ⋅ Seacliff Beach Association BLDG.

One of the finest oceanfront estates on the Monterey Bay. Completed in 2009 & extensively renovated & refreshed in 2026, the home seamlessly blends coastal elegance with modern luxury. Ideally positioned as the first residence beyond the gates, it offers convenience, enhanced privacy, & protection. Designed for indoor-outdoor living & entertaining, the property features more than 3,000 square feet of outdoor space. The beachfront level opens through three folding walls of glass to a covered patio & oceanfront lawn with fire-pit lounge. This level includes a billiards recreation room, kitchenette, interior/exterior wet bar, bath, & two enclosed outdoor showers all steps from the sand. A dramatic staircase or elevator leads to the main level, where vaulted ceilings, French white oak floors, & walls of glass frame spectacular ocean views. The great room opens to an expansive wraparound deck with outdoor fireplace & multiple lounge areas. A gourmet kitchen, multiple dining spaces, fireplace, media room, two guest suites, & powder room complete this level. Upstairs, two additional bedrooms & a bath accompany the primary retreat, with sweeping ocean views & private balcony. An oversized three-car garage completes this extraordinary residence designed to live as beautifully as it looks.

725 Las Olas DR, Aptos

Listed by Megan Lyng, 831-345-0503 from David Lyng Real Estate
(If provided) CoList: from

$4,375,000

3 Beds ⋅ 3 Baths ⋅ ML82056664 MLS ⋅ Potbelly Beach Club, LLC BLDG.

On the sand and beautiful Monterey Bay. A private, gated driveway leads to the homes on Potbelly Beach. Launch the kayak and watch the sea life from this delightful home. Here is your ocean sanctuary. The views span east to west. The windows in the living room frame the ocean. There are large sliding doors from the living and dining rooms open to the deck above the beach, with the perfect indoor-outdoor living. Great open flow for entertaining. Numerous updates include lovely mahogany paneled walls, tile floors, wonderful built in dressers and storage, radiant heat, and custom windows and doors. There are two en suites. The primary bedroom has a balcony looking to the sunset. All the bedrooms have their own unique vistas. You are close to all the amenities of Aptos and Capitola. An easy commute location. Here is a place to retreat, to play and enjoy life on the bay.

10 Potbelly Beach RD, Aptos

Listed by David Mann, 831-334-3056 from Coldwell Banker Realty
(If provided) CoList: Shelley Patton from Coldwell Banker Realty

$6,595,000

4 Beds ⋅ 3 Baths ⋅ ML82056434 MLS

Along the coveted stretch of Opal Cliff Drive, this one-of-a-kind property offers one of the most desirable waterfront locations in Santa Cruz County featuring a large parcel, approximately 127 linear ft of ocean frontage, & sweeping panoramic ocean views. Perfectly positioned between Pleasure Point & Capitola Village, it overlooks world-class surf spots including The Hook, Sharks Cove, & Privates, & is just minutes to beaches, shops, & coastal dining. This custom-built, one-owner home maximizes its oceanside setting with breathtaking views from nearly every room. Set back from the street on almost half an acre, the property welcomes you with a spacious parking courtyard, lush lawn, & inviting entryway. Inside, enjoy vaulted ceilings, cozy fireplaces, & walls of glass that open to an ocean-view deck, seamlessly blending indoor & outdoor living. The main level includes the primary suite, kitchen, living areas, & a den/optional 4th bedroom, offering flexibility for single-level living. Upstairs are two bedrooms, a shared bath, & a deck with coastline views. Originally designed as a three-car garage, it now features a two-car setup with workbench & built-in storage. Recent improvements include a professional soil stabilization system along the cliffside & refreshed landscaping.

4250 Opal Cliff DR, Santa Cruz

Listed by Lyng-Vidrine Team, 831-345-0503 from David Lyng Real Estate
(If provided) CoList: Donna Hooper Danza from David Lyng Real Estate

$2,150,000

2 Beds ⋅ 1 Baths ⋅ ML82055699 MLS

This is a rare opportunity to purchase and build your custom dream home on one of the few available ocean front lots on the Monterey Bay. Part of the private, gated community of Potbelly Beach in Aptos, Ca. This property currently includes a family beach cabin built in 1959. The small but sturdy 3 bedroom, 1 bath cabin flows out to a deck that is almost as large as the house itself. Owned by the same family for more than 65 years, its time for a new family and a new house to take advantage of all the ocean front position has to offer: the sound of the waves, the sea lions who accompany you on your morning walk, the sunset, and evening gatherings you might have on the deck. The cabin is part of a 17 member association that shares maintenance of the beach revetment, road and additional acreage on the bluff above. The property is gated with a caretaker. And while you feel a world away, you are close to Highway 1 and the conveniences of Aptos and Capitola. Here is a great venue for entertaining multiple generations of family and friends, while still giving you an opportunity to expand or custom build your year-around dream home in the future if you so desire.

16 Potbelly Beach RD, Aptos

Listed by David Mann, 831-334-3056 from Coldwell Banker Realty
(If provided) CoList: Shelley Patton from Coldwell Banker Realty

$1,098,000

3 Beds ⋅ 2 Baths ⋅ ML82055330 MLS

Welcome to 870 Park Avenue, Unit 316, where sweeping Monterey Bay views and effortless coastal living come together in one beautifully remodeled residence. From your private balcony, watch the sun melt into the horizon as sailboats drift across the bay and the ever-changing coastline provides a spectacular backdrop to everyday life. Inside, approximately 1,242 square feet of inviting living space showcases quality craftsmanship, designer finishes, and integrated smart home technology. The bright, open layout flows seamlessly between the living, dining, and kitchen areas, while the versatile third bedroom has intentionally remained open to create an expansive living space that easily adapts to your lifestyle, whether hosting friends, working from home, or enjoying a spacious dining area. Moments from Capitola Village, sandy beaches, charming cafés, boutique shopping, and scenic coastal trails, the location offers the very best of California. Community amenities include a pool, spa, fitness center, sauna, and inviting gathering spaces that enhance the relaxed resort style atmosphere. Sophisticated, move in ready, and perfectly positioned to embrace the beauty of Monterey Bay, this is an exceptional opportunity to experience the ease, comfort, and elegance of luxury coastal living.

870 Park AVE 316, Capitola

Listed by Daniel Oster, 831-252-5000 from Coldwell Banker Realty
(If provided) CoList: from

$1,699,000

5 Beds ⋅ 4 Baths ⋅ ML82054737 MLS

Iconic Riverfront Legacy Estate! Set along approximately 300 feet of picturesque river frontage with coveted historic damming rights, this rare waterfront property blends natural beauty, timeless character, and exceptional recreation. Enjoy your private sandy beach, launch a kayak from your shoreline, swim in the river, or relax on spacious decks immersed in nature. Evenings are best spent around the magnificent stone fireplace before peaceful nights under the stars. The beautifully updated home preserves its historic charm while offering modern comfort. Light-filled interiors capture stunning river views, and the spacious primary suite provides a tranquil retreat, fall asleep to the soothing sound of the river. Spanning three parcels and featuring two homes, the estate offers flexibility for guests, a private retreat, or a caretaker quarters. Ideally located just 10 minutes from downtown Felton, 24 minutes from Santa Cruz beaches, and 45 minutes from San Jose International Airport, this extraordinary riverfront estate is equally suited as a full-time residence, luxurious weekend getaway. A legacy property to enjoy for generations.

161 Aufderwood LN, Brookdale

Listed by Heidi Robinson, 831-234-9823 from Compass
(If provided) CoList: Christine Clayton from Anderson Christie, Inc.

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The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListingsTM MLS system. Real estate listings held by brokerage firms other than Intero Real Estate Services are marked with the Internet Data Exchange and detailed information about them includes the names of the listing brokers and listing agents.
Based on information from MLSListings MLS as of . All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.