Santa Cruz Homes with Water Front View

Welcome to Santa Cruz County, California, a stunning coastal gem renowned for its breathtaking natural beauty and vibrant community. Nestled along the picturesque Central Coast, Santa Cruz is celebrated for its stunning beaches, redwood forests, and a lively downtown filled with eclectic shops, restaurants, and cultural attractions. With its Mediterranean climate and year-round sunshine, outdoor enthusiasts will find an abundance of activities, from surfing the famous waves at Steamer Lane to hiking the scenic trails of Henry Cowell Redwoods State Park.

One of the most alluring features of Santa Cruz County is its waterfront properties. Imagine waking up to the soothing sounds of waves crashing against the shore and enjoying panoramic views of the Pacific Ocean from your own home. Whether you’re looking for a charming beach cottage, a modern condominium, or a luxurious estate, Santa Cruz offers a variety of waterfront options that cater to different lifestyles and budgets. These homes not only provide stunning vistas but also the opportunity to immerse yourself in a lifestyle defined by sun-soaked days on the beach, sunset strolls along the boardwalk, and the invigorating scent of salt in the air.

Living in Santa Cruz means embracing a unique blend of coastal charm and vibrant community spirit. With its rich cultural heritage, thriving arts scene, and a commitment to sustainability, Santa Cruz is not just a place to live—it's a lifestyle. Discover your dream waterfront home in this idyllic paradise and experience the unparalleled beauty and warmth of Santa Cruz County.

Newest Santa Cruz Homes with Water Front View

$2,150,000

2 Beds ⋅ 1 Baths ⋅ ML82055699 MLS

This is a rare opportunity to purchase and build your custom dream home on one of the few available ocean front lots on the Monterey Bay. Part of the private, gated community of Potbelly Beach in Aptos, Ca. This property currently includes a family beach cabin built in 1959. The small but sturdy 3 bedroom, 1 bath cabin flows out to a deck that is almost as large as the house itself. Owned by the same family for more than 65 years, its time for a new family and a new house to take advantage of all the ocean front position has to offer: the sound of the waves, the sea lions who accompany you on your morning walk, the sunset, and evening gatherings you might have on the deck. The cabin is part of a 17 member association that shares maintenance of the beach revetment, road and additional acreage on the bluff above. The property is gated with a caretaker. And while you feel a world away, you are close to Highway 1 and the conveniences of Aptos and Capitola. Here is a great venue for entertaining multiple generations of family and friends, while still giving you an opportunity to expand or custom build your year-around dream home in the future if you so desire.

16 Potbelly Beach RD, Aptos

Listed by David Mann, 831-334-3056 from Coldwell Banker Realty
(If provided) CoList: Shelley Patton from Coldwell Banker Realty

$1,175,000

3 Beds ⋅ 2 Baths ⋅ ML82055330 MLS

Welcome to 870 Park Avenue, Unit 316, where sweeping Monterey Bay views and effortless coastal living come together in one beautifully remodeled residence. From your private balcony, watch the sun melt into the horizon as sailboats drift across the bay and the ever-changing coastline provides a spectacular backdrop to everyday life. Inside, approximately 1,242 square feet of inviting living space showcases quality craftsmanship, designer finishes, and integrated smart home technology. The bright, open layout flows seamlessly between the living, dining, and kitchen areas, while the versatile third bedroom has intentionally remained open to create an expansive living space that easily adapts to your lifestyle, whether hosting friends, working from home, or enjoying a spacious dining area. Moments from Capitola Village, sandy beaches, charming cafés, boutique shopping, and scenic coastal trails, the location offers the very best of California. Community amenities include a pool, spa, fitness center, sauna, and inviting gathering spaces that enhance the relaxed resort style atmosphere. Sophisticated, move in ready, and perfectly positioned to embrace the beauty of Monterey Bay, this is an exceptional opportunity to experience the ease, comfort, and elegance of luxury coastal living.

870 Park AVE 316, Capitola

Listed by Daniel Oster, 831-252-5000 from Coldwell Banker Realty
(If provided) CoList: from

$1,699,000

5 Beds ⋅ 4 Baths ⋅ ML82054737 MLS

Iconic Riverfront Legacy Estate! Set along approximately 300 feet of picturesque river frontage with coveted historic damming rights, this rare waterfront property blends natural beauty, timeless character, and exceptional recreation. Enjoy your private sandy beach, launch a kayak from your shoreline, swim in the river, or relax on spacious decks immersed in nature. Evenings are best spent around the magnificent stone fireplace before peaceful nights under the stars. The beautifully updated home preserves its historic charm while offering modern comfort. Light-filled interiors capture stunning river views, and the spacious primary suite provides a tranquil retreat, fall asleep to the soothing sound of the river. Spanning three parcels and featuring two homes, the estate offers flexibility for guests, a private retreat, or a caretaker quarters. Ideally located just 10 minutes from downtown Felton, 24 minutes from Santa Cruz beaches, and 45 minutes from San Jose International Airport, this extraordinary riverfront estate is equally suited as a full-time residence, luxurious weekend getaway. A legacy property to enjoy for generations.

161 Aufderwood LN, Brookdale

Listed by Heidi Robinson, 831-234-9823 from Compass
(If provided) CoList: Christine Clayton from Anderson Christie, Inc.

$1,900,000

3 Beds ⋅ 3 Baths ⋅ ML82054546 MLS

Have you ever dreamt of owning your own lakefront home? Opportunity is knocking! Located between Santa Cruz and Monterey Bay and just 40 miles from San Jose, Kelly Lake is a private, spring-fed lake ideal for an amazing getaway or full-time home for a fortunate few. Imagine casting a line from 1 of your 2 private docks, kayaking, paddleboarding, water skiing or any water sports you enjoy! Or just relax and breathe in the serenity while listening to the birds and the soaking in the beauty. Such a wonderful escape from the hustle and bustle. Gleaming hardwood floors and built-ins add charm and warmth, and an abundance of windows and doors bring in the amazing views and lends to indoor/outdoor living. The remodeled kitchen has stainless appliances including a Bosch refrigerator, Miele dishwasher, double ovens and a Wolf gas stovetop that faces the lake so you can enjoy the view and your guests while cooking. The primary includes the 2nd fireplace, walk-in closet and access to the outdoors and gives a perfect space to enjoy your morning coffee or unwind at the end of the day. Additional benefits include a newer roof, fully owned solar panels, landscape irrigation from the lake, a boathouse to store your gear, a possible wine storage space and more. Come and see this gem for yourself!

141 Cutter DR, Watsonville

Listed by Lisa Brom, 831-682-0126 from Sotheby's International Realty
(If provided) CoList: from

$6,495,000

7 Beds ⋅ 7 Baths ⋅ ML82054538 MLS

At the end of a quiet street in Capitola's coveted Depot Hill neighborhood, this exceptional oceanfront property offers spectacular panoramic views across Monterey Bay. Featuring a remodeled 3-bedroom main residence plus four additional updated units, this rare offering is ideal as a primary residence, vacation home, multi-generational compound, investment property, or corporate retreat. The main home features high ceilings, an open-concept living area, custom lighting, & a wraparound deck with breathtaking views from Pleasure Point, Capitola Village, to the Seacliff Cement Ship, Moss Landing, & beyond. Two ocean-view bedrooms open to an oceanfront patio with a fire pit, while a private courtyard with a hot tub provides a peaceful retreat. A third bedroom & bath are on the main level. A private studio with fireplace, Murphy bed, bath, & laundry has its own entrance or access from the main home's deck. The detached triplex includes two studios & a one-bedroom unit with ocean views, outdoor space, garage parking, & laundry. The property offers garage parking for 6 cars plus additional off-street parking, & is a short stroll to Capitola Village and the beach. A rare opportunity to own one of Depot Hill's premier oceanfront properties with incredible views and income potential.

100 Oakland, Capitola

Listed by Megan Lyng, 831-345-0503 from David Lyng Real Estate
(If provided) CoList: from

$950,000

4 Beds ⋅ 2 Baths ⋅ ML82029377 MLS

Open Sat. & Sun A once-in-a-generation riverfront legacy property offered for the first time in decades. Privately situated at the end of a peaceful cul-de-sac in charming Ben Lomond, just minutes from Felton, this exceptional property offers privacy, versatility, and an unforgettable connection to nature. Set on a beautifully landscaped approximately one-third-acre parcel, the grounds feel expansive, creating a private park-like retreat beneath majestic redwoods. Enjoy your own south-facing beach and direct access to the year-round San Lorenzo River for swimming, fishing, kayaking, or simply relaxing to the soothing sounds of the water. The approximately 2,250-square-foot residence features a two-bedroom, one-bath main home with a heated lower-level bonus area, plus an attached studio apartment with loft, kitchen, private laundry, separate entrance, and independent systems ideal for diverse living, guests, rental income, or a home office. Extensive recent improvements include a newly installed roof, elegant newly installed decking surrounding the main living areas, newly installed flooring throughout, fresh interior and exterior paint, newly installed forced-air heating system, newly installed water heater, newly installed attic insulation. A decadent landscape

135 Glen Lomond LN, Ben Lomond

Listed by Paul Cuccia, 831-818-2375 from Coldwell Banker Realty
(If provided) CoList: from

$949,000

2 Beds ⋅ 2 Baths ⋅ ML82052831 MLS ⋅ Park Place BLDG.

Welcome to 825 Balboa Ave. #205, where the views truly 'seal' the deal. This beautifully situated 2-bedroom, 1.5-bath condominium offers approximately 922 square feet of coastal living with breathtaking, unobstructed views of the Monterey Bay. Enjoy a front-row seat to dolphins, whales, otters, seabirds, and sailboats, then unwind each evening as the lights of Monterey shimmer across the water. With no telephone poles or overhead wires to interrupt your panoramic view, every day feels like a postcard. Just across the street, the newly refurbished coastal path invites you to walk, jog, or bike from New Brighton State Beach through Capitola Village. Stroll to the many events and activities Capitola is known for, including the Capitola Twilight Concert Series, the Capitola Art & Wine Festival, summer movies on the beach, charming boutiques, waterfront dining, and so much more. Whether you're looking for a full-time home or the perfect coastal getaway, this is one opportunity you won't want to let 'drift' away.

825 Balboa AVE 205, Capitola

Listed by Erica Pittman, 831-818-4123 from Coastal Dream Realty
(If provided) CoList: from

$3,990,000

4 Beds ⋅ 3 Baths ⋅ ML82052486 MLS

Relax on the beach in Rio Del Mar, Aptos, leave your stress at home. Sip wine and watch the evening sunset & the full moon over the Bay. Go for a morning walk and breath in the cool ocean air, play golf in the afternoon. Have dinner on your full ocean view deck or walk to a local restaurant. Well maintained and updated. Living area is on 2nd & 3rd levels. Designed for minimum storm damage. Garage doors for 2 cars, covered parking for 2 cars. Spacious great room effect with kitchen, dining and living areas on main ocean view level. 4 bedrooms 2.5 baths all on the 3rd level. Primary Bedroom with deck has a Surf & Sand view and the full Monterey Bay. Engineered wall and support system in back. This Beach home is like having a Rolex watch, you will be proud to own it..

339 Beach DR, Aptos

Listed by Paul Bailey, 831-818-0406 from Bailey Properties
(If provided) CoList: from

$1,757,000

3 Beds ⋅ 3 Baths ⋅ ML82050890 MLS

An enchanting riverside retreat awaits you in Brookdale. This multigenerational property, with its own private beach, is a dream. It includes a main house, an ADU complete with a kitchen and bathroom, a detached heated workshop, and a two-car garage. Theres plenty of whimsy outdoors and in. From the redwood fairy ring, ornate gazebo, and garden fountains to the custom interior and exterior woodwork, unique character sets this home apart from any other in the area. You'll find a treasure trove of charm in the main house, including two gas-powered fireplaces with custom Bisazza tile hearths and artisan mantelpieces, hand-crafted built-in cabinets, a spacious kitchen, custom-designed sinks, and over fifteen mahogany designer doors. Skylights and large windows throughout keep the space naturally lit and offer beautiful riverside and seasonal waterfall views. The home includes a Generac natural-gas backup generator that powers the entire property within seconds, as well as a carved redwood remote-entry system. While the beautiful wooded setting offers plenty of privacy, it is located close to shopping and other conveniences. Are you ready to make this dream home your very own?

Old River LN, Brookdale

Listed by Katie Keeler, 831-588-6959 from eXp Realty of California Inc
(If provided) CoList: Justin Valdez from eXp Realty of California Inc

$8,898,000

6 Beds ⋅ 6 Baths ⋅ ML82047754 MLS ⋅ Rio Sand & Surf BLDG.

Customizable Luxury Beach Home! A rare opportunity to make this Your Dream Beach Home, currently under construction, to suit your unique lifestyle! Whether it's a personal gym, home office, or multi-generational living space, the flexible floor plan is perfect for your vision. Nestled behind the private gates of Rio Surf & Sands, low-key and tucked away. No crowds or through trafficideal for someone who values peace and discretion. With direct access to miles of pristine sandy beaches, this property offers an unparalleled coastal lifestyle. Set on a generously sized lot boasting 120 feet of coveted Beach Drive frontage, the home is perched at a higher elevation, affording breathtaking 180-degree panoramic views stretching from Pacific Grove to Santa Cruz. Designed with modern living in mind, the home features multiple indoor and outdoor living spaces, expansive decks, and an elevator. With garage space for 5 cars and additional off-street parking for up to 7 vehicles, there's ample room for family and guests. Additionally, the property offers excellent income potential, taking advantage of the strong vacation rental market in Rio Del Mar. You can't beat beach living. Don't miss the chance to personalize your ideal beach retreat in one of our most desirable coastal communities!

548 Beach DR, Aptos

Listed by Lyng-Vidrine Team, 831-345-0503 from David Lyng Real Estate
(If provided) CoList: from

$5,200,000

4 Beds ⋅ 4 Baths ⋅ ML82048305 MLS

A once in a generation oceanfront opportunity at the literal point of Pleasure Point. This property has the potential to become one of the most extraordinary homes in the county. Positioned on 8,886 square feet of oceanfront land, this remarkable parcel is surrounded by the Pacific on three sides, with sweeping 200-degree views across Monterey Bay. Dolphins move through the lineup below, whales pass in the distance, and the surfers at Sewer Peak are close enough to recognize from the deck. The setting feels dramatic, private, and completely immersed in the rhythm of the coastline. What makes this offering so rare is the flexibility of what can be created here. Conceptual renderings by Fuse Architecture showcase the vision of a striking modern surf house designed specifically for the site, with expansive glass, rooftop living, and spaces oriented entirely toward the ocean. The existing residence also presents the opportunity for a thoughtful renovation or refinement, allowing the next owner to shape the property around their own vision and lifestyle. With coastal permits, architecture, and seawall approvals already in place, the path is open to create something truly special at Californias most celebrated point break, where the ocean is not simply the view, but the backyard.

3020 Pleasure Point DR, Santa Cruz

Listed by Strock Team, 831-688-9800 from eXp Realty of California Inc
(If provided) CoList: from

$6,799,000

3 Beds ⋅ 2 Baths ⋅ ML82042792 MLS

Wake up to panoramic ocean views spanning Monterey Bay at the former home of surfing legend Jack O'Neill on one of the most sought-after oceanfront stretches on the California coast. The ultimate coastal lifestyle combining exclusive privacy with unparalleled walkability to local restaurants, coffee collectives, and world-class surf. Privates Beach, The Hook, Pleasure Point, and Capitola Village are all within walking distance. Some properties ask you to imagine the potential. This one hands it to you. One of the very few oceanfront homes with significant coastal bluff protections already in place, including a hard-armor concrete seawall, rip-rap revetment, and anti-erosion netting. 4360 Opal Cliff Drive offers you the unique ability to bypass the notoriously complex and costly coastal entitlement process with approved plans and building permits for a customizable remodel. Acquire the home, pick your finishes, and start building. The opportunity is rare and the possibilities are endless. 1) Enjoy the vintage beach charm. 2) Remodel the existing footprint with your personal touches. 3) Go big; add the ground floor primary suite and 3-car garage for a 5BR, 4.5BA, 4,220 SF oceanfront compound with multiple lounge areas and a semi-detached ADU for a flexible guest suite or office.

4360 Opal Cliff DR, Santa Cruz

Listed by Megan Lyng, 831-345-0503 from David Lyng Real Estate
(If provided) CoList: Troy Hinds from David Lyng Real Estate

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The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListingsTM MLS system. Real estate listings held by brokerage firms other than Intero Real Estate Services are marked with the Internet Data Exchange and detailed information about them includes the names of the listing brokers and listing agents.
Based on information from MLSListings MLS as of . All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.