Santa Cruz Homes with Bay View

Welcome to Santa Cruz County, a coastal gem nestled along California's stunning Central Coast. Known for its picturesque landscapes, vibrant culture, and a laid-back lifestyle, Santa Cruz offers an idyllic setting for those seeking a perfect blend of natural beauty and urban convenience. With the majestic Santa Cruz Mountains to the east and the sparkling Pacific Ocean to the west, this county is a haven for outdoor enthusiasts, surfers, and nature lovers alike.

One of the most coveted features of homes in Santa Cruz is the breathtaking bay view. Imagine waking up each morning to the gentle sound of waves lapping against the shore and the sight of the sun rising over the shimmering waters of Monterey Bay. Homes with bay views not only provide a serene backdrop for daily life but also create a unique opportunity for relaxation and entertainment. Whether you’re sipping coffee on your balcony or hosting a sunset gathering with friends, the panoramic vistas will surely captivate your heart.

Santa Cruz County boasts a diverse real estate market, offering everything from charming beach cottages to luxurious oceanfront estates. Each property with a bay view is a treasure, providing unparalleled access to recreational activities like kayaking, hiking, and beachcombing. Additionally, the vibrant downtown area is just a stone's throw away, featuring eclectic shops, delightful eateries, and a lively arts scene.

Explore the enchanting homes of Santa Cruz County, where bay views transform everyday living into a coastal paradise. Your dream home awaits!

Newest Santa Cruz Homes with Bay View

$1,388,000

3 Beds ⋅ 2 Baths ⋅ ML82059765 MLS

Perched on top of the world, Split Rail Ranch offers a rare blend of panoramic beauty, privacy, and country living. Set on nearly 13 acres, this distinctive hexagon dome home captures sweeping views across the vineyards to the Monterey Bay coastline. The 1,444-square-foot home features 3 bedrooms and 2 bathrooms, an open kitchen and living area, vaulted ceilings, loft spaces, large double pane windows, and a central pyramid-shaped fireplace. Central heating and air conditioning provide year-round comfort. The property includes a large workshop with storage, separate guest bedroom with stunning views, outdoor bathroom, outdoor kitchen, two-car garage with utility/storage room, custom rock koi pond, and steel gazebo with ceiling fan and curtains, ideal for relaxing or entertaining. A gardener's delight, 13 acres provide a spring and a well, extensive fencing, garden potential, and majestic mature redwoods. The currently leased vineyard, part of the original Split Rail Vineyard, produces award-winning Chardonnay and Pinot Noir featured in Food & Wine and Decanter magazines. An automatic generator adds peace of mind.

1580 Tindall Ranch RD, Watsonville

Listed by Britt Haselton, 831-234-0818 from Haselton Properties
(If provided) CoList: from

$2,295,000

3 Beds ⋅ 4 Baths ⋅ ML82060472 MLS

"Ridge Top" estate on 13 acres with breathtaking ocean, mountain & vineyard views! Tri-level Mediterranean-style home built in 1992. Spacious formal entry with vaulted ceilings. Steps up to living/dining room w/fireplace, vaulted wood ceilings, sliders to deck. Remodeled kitchen with cherry cabinets, granite countertops, stainless appliances. Pool view from kitchen window. Bright breakfast bay with floor-to-ceiling windows, spectacular 180 views. New hardwood flooring, bathrooms remodeled in '24. Two large primary suites, new custom plantation shutters. Primary bathroom features a luxurious deep, free-standing soaking tub under window, oversized shower, dual vanity. Steps down to guest suite with huge walk-in closet. Lower level family/rec room with wet bar, sitting area, spacious office bay. 3rd bedroom with fireplace, sliders to deck, adjacent hall bath. Lwr level layout designed for potential 4th bedroom. Lap pool w/spa, sunny travertine deck. Usable land offers space for vineyard, gardening, sport court or horses. Long circular driveway, generous parking, room for oversized vehicle/ RV. 4 car drive-thru garage, vaulted wood ceilings, potential to convert to ADU? Comcast internet, excellent shared well. Central location near Summit store & schools, easy drive to town or beach!

600 Ridge Top RD, Los Gatos

Listed by Rebecca Smith, 408-507-7165 from Christie's International Real Estate Sereno
(If provided) CoList: Karen Izzo from Christie's International Real Estate Sereno

$2,500,000

4 Beds ⋅ 3 Baths ⋅ ML82059608 MLS

Fifty feet from the sand in a small, private beachfront enclave, this unusually spacious ocean view home offers a lifestyle most people only dream about. Step outside and you'll hear the waves before you see them, as you take the short walk to the water's edge to watch the surfers working the famous break at 26th Avenue. This is the beach lifestyle people across the country chase. Wake to the sun rising over Monterey Bay, grab your coffee, and wander down to the grassy bluff above the surf line, where whales, otters, and dolphins put on a daily show. Paddle out to one of the best shortboard breaks in Santa Cruz, or watch the locals carve it up while the tide rolls in. When the fog drifts through, the covered and enclosed patios keep the party going. Pleasure Point's shops, cafes, and coastal trail are all just a stroll away. Here the car sits parked for days because everything worth having, the beach, the break, the bakery, the neighbors who become friends, beckons just outside your door. Full time residence, family beach retreat, or the place you finally slow down and let the ocean set your schedule, this is the coastal life buyers spend years searching for. Homes in this tiny community almost never come to market, so don't miss your chance to live the dream in Santa Cruz.

22650 E Cliff DR, Santa Cruz

Listed by George Montanari, 408-497-2213 from Compass
(If provided) CoList: Seb Frey from Compass

$1,199,000

2 Beds ⋅ 1 Baths ⋅ ML82060043 MLS ⋅ Opal Cliff East BLDG.

Wow! Endless Views of Monterey Bay from every room! Two Bedroom, 1 Bath end unit 924 square foot Condo with 270-degree views of Monterey Bay. Large Private Patio with beautiful flowers, makes this a perfect indoor-outdoor entertainers' property. Wake up to the views of the Pacific Ocean, Capitola Wharf and Moss Landing. Just down the road is Downtown Capitola and all that it has to offer with its restaurants and shops.

4820 Opal Cliff DR 103, Capitola

Listed by Patrick Crema, 408-314-8908 from Crema Properties
(If provided) CoList: from

$5,350,000

4 Beds ⋅ 4 Baths ⋅ ML82059188 MLS

The house is beautiful. The way it lives around the ocean, and within one of Capitolas most treasured neighborhoods, is what makes it memorable. Set on Depot Hill, where people come simply to wander, admire the historic homes, take in the coastline, and absorb an energy that draws people in whether they live there or not, this home offers the rare chance to make that setting part of everyday life. Expansive Pacific views draw you through the main living spaces, filling the home with light and creating a constant connection to the coast. Arched windows, soaring ceilings, skylights, and a dramatic staircase add architectural character, while the kitchen anchors it all with generous counter space, a Viking range, and an easy flow into the dining and living areas. Upstairs, the primary suite feels like a private retreat with sweeping water views. Outside, a broad stone patio extends the living space toward the ocean, made for morning coffee, long lunches, sunset dinners, and evenings that linger. More than a home with a remarkable view, this is a chance to live within the historic charm and unmistakable character of Depot Hill.

304 Grand AVE, Capitola

Listed by Strock Team, 831-688-9800 from eXp Realty of California Inc
(If provided) CoList: from

$1,895,000

1 Beds ⋅ 1 Baths ⋅ ML82059979 MLS

Some homes make you fall in love the moment you arrive. This is one of them. Step inside, and the calm is immediate. Light spills through vaulted, beamed ceilings, the blue of Monterey Bay fills every window, and every detail feels deliberate, as it should be. Modern without trying too hard, elegant without feeling formal. Built in 1938 on land once part of Claus Spreckels' Aptos Rancho, this home carries a rare thread of history, long before Rio became the neighborhood it is today. Living spaces flow easily indoors to out, anchored by a white brick fireplace and timeless finishes. Glass doors open onto covered patios and a striking tiled fireplace, made for long dinners and evenings watching the bay change color. Beyond, a spacious backyard offers space for whatever you dream up. A detached structure at the rear offers potential: an ADU, a guest retreat, a studio, an office. The bedroom is a quiet luxury, set beneath vaulted ceilings with soft light through picture windows. Two closets offer effortless storage, and the room feels serene, private, and impeccably finished, a true retreat at day's end. Minutes from Seacliff Beach, Aptos Village, and Nisene Marks, this is more than a beautiful home. It's an invitation to slow down and remember how good coastal living can feel.

221 Highland DR, Aptos

Listed by Strock Team, 831-688-9800 from eXp Realty of California Inc
(If provided) CoList: from

$6,995,000

3 Beds ⋅ 3 Baths ⋅ ML82045381 MLS

Perched above the Seacliff shoreline, this is more than a home. it's a front-row seat to the rhythm of the Monterey Bay. From the Cement Ship to the Point, the view is alive and ever-changing. Whales rising, dolphins cutting through the water, sailboats drifting, and sunsets that stop you in your tracks. Reimagined over five years and completed just last year, the 3,000+ square foot residence was designed to open itself to the coast. Light moves freely, spaces flow effortlessly, and when the doors are drawn back, the boundary between inside and out quietly disappears. Mornings feel different here. Coffee in hand, the ocean just beyond, the day unfolding at its own pace. The kitchen sits at the center, welcoming, connected, and always oriented toward the view. Three bedrooms and two and a half bathrooms offer comfort without distraction, each space intentionally tied to the landscape. Step outside and the bluff becomes your backyard, backing to protected state park land - private, open, and uninterrupted. Evenings gather naturally around the fire pit, beneath the stars in the hot tub, or over a meal from the wood-fired oven, with the sound of the ocean always nearby. This is the kind of home that stays with you. Not just for what you see but for how it feels to be here.

102 Long Leaf LN, Aptos

Listed by Kimberly Ward, 831-238-7981 from Compass
(If provided) CoList: Shawndy Linquist from Compass

$1,650,000

2 Beds ⋅ 2 Baths ⋅ ML82059470 MLS ⋅ Corcoran Lagoon Commons BLDG.

Wake up to the sound of the waves in this second-floor corner residence at Corcoran Lagoon Beach, one of the few complexes in Santa Cruz located directly on the sand. Thoughtfully remodeled and with brand new carpet, this single-level 2-bedroom, 2-bath home offers effortless beachfront living with sweeping, unobstructed ocean and beach views from its private balcony. Sunny Cove Beach and the renowned surf breaks of 26th Avenue are just steps away, putting the best of the Santa Cruz coastline right outside your door. Designed for both comfort and convenience, the building offers elevator access, a dedicated storage unit, and covered carport parking making this an exceptional option for year-round coastal living as well as an easy lock-and-leave retreat. Whether envisioned as a primary residence, second home, or beachfront investment, this coveted corner unit presents a rare opportunity to own directly on the sand along one of Santa Cruzs most desirable stretches of coastline.

22130 E Cliff DR 2D, Santa Cruz

Listed by Megan Lyng, 831-345-0503 from David Lyng Real Estate
(If provided) CoList: from

$1,995,000

4 Beds ⋅ 3 Baths ⋅ ML82058693 MLS

On Santa Cruz's coveted Upper Westside, this home captures stunning sunrise vistas over Monterey Bay, as well as mesmerizing nighttime views of the city, Santa Cruz Boardwalk, and Wharf. Featuring 4 bedrooms plus an office/library, the versatile floor plan offers multiple inviting spaces for both relaxation and entertaining including a living room, formal and informal dining areas, and a grand great room with high ceilings, a fireplace, wet bar, and expansive ocean-view windows opening to a spacious deck. The primary suite is a retreat with a fireplace, generous walk-in closet, built-in dresser, ample storage, and a large ensuite bath opening to a private ocean-view balcony. Enjoy outdoor living across multiple Oceanview decks and a private fenced backyard, perfect for gatherings. Conveniently located near UCSC, local schools, Westlake Park, scenic hiking and biking trails, downtown shops, fine restaurants, and the beach, this home balances tranquility with accessibility. Some of the recent updates include a newer roof, fresh interior and exterior paint, new flooring, updated lighting and hardware, new windows, and a newly reimagined front yard.

623 High ST, Santa Cruz

Listed by Lyng-Vidrine Team, 831-345-0503 from David Lyng Real Estate
(If provided) CoList: Dennis Lunder from Dennis A. Lunder, Broker

$11,900,000

5 Beds ⋅ 6 Baths ⋅ ML82057791 MLS ⋅ Seacliff Beach Association BLDG.

One of the finest oceanfront estates on the Monterey Bay. Completed in 2009 & extensively renovated & refreshed in 2026, the home seamlessly blends coastal elegance with modern luxury. Ideally positioned as the first residence beyond the gates, it offers convenience, enhanced privacy, & protection. Designed for indoor-outdoor living & entertaining, the property features more than 3,000 square feet of outdoor space. The beachfront level opens through three folding walls of glass to a covered patio & oceanfront lawn with fire-pit lounge. This level includes a billiards recreation room, kitchenette, interior/exterior wet bar, bath, & two enclosed outdoor showers all steps from the sand. A dramatic staircase or elevator leads to the main level, where vaulted ceilings, French white oak floors, & walls of glass frame spectacular ocean views. The great room opens to an expansive wraparound deck with outdoor fireplace & multiple lounge areas. A gourmet kitchen, multiple dining spaces, fireplace, media room, two guest suites, & powder room complete this level. Upstairs, two additional bedrooms & a bath accompany the primary retreat, with sweeping ocean views & private balcony. An oversized three-car garage completes this extraordinary residence designed to live as beautifully as it looks.

725 Las Olas DR, Aptos

Listed by Megan Lyng, 831-345-0503 from David Lyng Real Estate
(If provided) CoList: from

$4,999,000

6 Beds ⋅ ML82058242 MLS

Wake up to the sound of crashing waves at 22800 E Cliff, a premier waterfront property sitting directly on the iconic beaches of Santa Cruz. This rare setup features two attached unitseach with 3 bedrooms and 3 bathrooms designed around jaw-dropping, panoramic views of the Pacific Ocean from sunrise to sunset. This is the ultimate California beach lifestyle. Start your mornings cruising over to Cat & Cloud for coffee, then spend your day enjoying the epic surf breaks right around your corner. For dinner, choose between local favorites like Suda and Lago di Como, or grab fresh ingredients from the neighborhood butcher shop. Boutiques and the Capitola Mall are just minutes away, keeping everything you need close by. Inside, expansive windows fill every room with beautiful natural light. End your day dining al fresco on the deck, soaking in the sunset and the ocean mist.

22800 E Cliff DR, Santa Cruz

Listed by The Madani Team, 831-234-6683 from Room Real Estate
(If provided) CoList: from

$4,999,000

6 Beds ⋅ 6 Baths ⋅ ML82053611 MLS

22800 E Cliff DR, Santa Cruz

Listed by The Madani Team, 831-234-6683 from Room Real Estate
(If provided) CoList: from

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The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListingsTM MLS system. Real estate listings held by brokerage firms other than Intero Real Estate Services are marked with the Internet Data Exchange and detailed information about them includes the names of the listing brokers and listing agents.
Based on information from MLSListings MLS as of . All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.